Medical

I contacted the medical billing dep of the hospital where I was treated. I talked to a woman there. I told her that I dont have the balance in full,and wantd 2 make payments. she sd they have an application where, if i jst sign it and hav a witness sign it, it would greatly decrease my bill. she mailed it to me. I was asking about a payment arrangement. she sd she can’t just set up a payment arrangement, that after i sign this paper and return it, then they will set one up. So i get this paper in the mail, and along w/it is a financial statement, and directions. Directions sd that i must provide copies of: currnt paycheck stubs, banks statemnts of my checking and savings. on the application, it wants to knw ALL of my expenses, amount, my family member’s names, etc. and the disclaimer is, even if i provide this info, it is not a guarantee that i wll be aprovd for assistance. I hav no type of med insurance @ all. Are they trying to help me, or get me to giv up my info, so they can get..
the highest monthly payments out of me as possible? are they trying to find out where i work, so they can deny me assistance, and jst ganish my wages? I am in the state of AZ. Can’t i just send them payments w/o having to give them ALL of my personal info? **Intelligent and logical answers, please**

you’re not going to be charged for financing or interest charges on medical bills. if you pay for the total amount in a reasonable amount of time it won’t even be reported to the credit bureau. you’re right in being suspicious of these forms. the requirements are stringent and, if you’re working, you probably won’t qualify. the hospital just wants their full payment asap.
after my father died my mother was left with tens of thousands of dollars in medical expenses and no income. she would send them $5 a month. as long as she sent something, they didn’t call for collection. she just kept getting the same requests through the mail. when she was better off she increased payments until the total was paid in full.
you are willing to set up payments so it’s obvious you have an intention of paying. just make those payments starting now and keep bugging on a regular basis to talk to someone who can help you. when they see your timely payments, someone will take notice and arrange a plan with you.
there is no way they can use your info to garnish wages. the employment info is to verify your income. they want to know if you qualify for deductions. keep in mind that you have to be near poverty to qualify for the deductions they offer.